Will SpaceX Impact Your 401(k)? Here’s How Regular Investors Are Exposed

BreakingBusinessWill SpaceX Impact Your 401(k)? Here’s How Regular Investors Are ExposedByTy Roush,Forbes Staff. Ty Roush is a breaking news reporter based in New York City.Follow AuthorJun 17, 2026, 11:09am EDTToplineSpaceX could join the Nasdaq-100 within weeks, though some investors are already gaining exposure through existing funds, while broader ownership through S&P 500-backed investments—including many 401(k) accounts—is likely much farther off.Musk’s firm will soon be eligible for inclusion in the Nasdaq-100, but broader investor exposure may take some time.AFP via Getty ImagesKey FactsSpaceX will be eligible for the Nasdaq-100—a stock market index tracking 100 of the largest non-financial companies, like Nvidia, Amazon and Microsoft—after 15 trading days, meaning it could be included as soon as early July.That would include SpaceX in funds that track the Nasdaq-100, such as the Invesco QQQ Trust, one of the world’s largest ETFs available in many IRAs and some 401(k) plans.The company could join the Russell 1000 index—tracking the 1,000 largest companies by market value—shortly after its debut, potentially exposing investors to SpaceX through funds such as the Vanguard Russell 1000 ETF, iShares Russell 1000 ETF or the SPDR Russell 1000 ETF, among others.Investors may also gain exposure to SpaceX through broad-market funds such as the Schwab U.S. Broad Market ETF or Vanguard Total Stock Market ETF, which add large IPOs more quickly than the S&P 500, as well as actively managed funds, including Cathie Wood’s ARK Venture Fund or billionaire Ron Baron’s Baron Asset Fund, where SpaceX accounts for just over 23% of all holdings as of May 31.SpaceX may also be included in space-focused ETFs, like the ARK Space Exploration & Innovation ETF or the Procure Space ETF.can retirement savings opt out of spacex?Traditional retirement plans like a 401(k) invest through mutual funds, index funds and ETFs, though it’s unlikely an individual would be able to exclu...