What's the required minimum distribution from a $300,000 retirement account?

MoneyWatch: Managing Your Money What's the required minimum distribution from a $300,000 retirement account? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 8, 2026 / 2:05 PM EDT / CBS News Add CBS News on Google Knowing the required minimum distributions on your retirement account will better help you plan for the future. Getty Images/iStockphoto Millions of American workers spend a good portion of their careers focused on a single goal – building their retirement funds as robustly as possible. In recent years, with inflation at a decades-high, interest rates surging and everyday costs significantly elevated, this goal has taken on even more importance. While building a retirement account worth hundreds of thousands of dollars can certainly be achievable, there's another, arguably equally pressing concern for seniors and others to get right. And that concerns the amount of money that they will be forced to withdraw from these retirement accounts once they reach a certain age.Upon reaching a certain age, federal law dictates that you'll need to start withdrawing money from your tax-deferred accounts. And that's true even if you don't want to or if you have an alternative funding source to first leverage. So it's critical to know in advance what the required minimum distribution (RMD) will look like. That figure will change based on age and the amount in the account. While the goal of many workers may be to save $1 million or more, the reality is that there's often far less saved f...