What are today's mortgage interest rates: April 9, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 9, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 9, 2026 / 8:34 AM EDT / CBS News Add CBS News on Google Homebuyers and owners hoping to refinance should begin by familiarizing themselves with the current mortgage interest rate environment. carlofranco/Getty Images Shopping around for mortgage interest rates has been shown to result in a mortgage interest rate around half a percentage point below average. And that makes sense. Mortgage lenders will respond to market conditions in different ways, sometimes preemptively (as when a Federal Reserve interest rate cut is looming) and sometimes in anticipation of poor economic conditions or developments. Their reactions to today's ongoing geopolitical tensions and overseas conflicts are also unlikely to be identical. In this climate, different interpretations of market conditions will lead to different rates that borrowers are offered, so it makes sense to shop around diligently right now to see which lenders are offering the best rates and terms.To accurately gauge your offers, however, it's important to first establish a baseline of where mortgage interest rates currently stand. After comfortably declining in the opening months of the year (at one point sitting in the 5% range), they've since ticked up in response to market volatility. Still, rates here change daily, and if geopolitical tensions wane and overseas conflicts move toward more permanent res...