What are today's mortgage interest rates: April 15, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 15, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 15, 2026 / 9:11 AM EDT / CBS News Add CBS News on Google Mortgage interest rates may still be low enough to support a purchase or refinance action from borrowers. Getty Images/iStockphoto Purchasing a home or refinancing your current one can be both a time-consuming and stressful process. But borrowers can reduce their concerns by taking an informed, strategic approach. The former element is particularly important now with multiple items driving the mortgage interest rate landscape. While mortgage rates declined considerably in 2025, some of that decline has been negated in recent weeks thanks to a combination of higher inflation, a paused Federal funds rate and heightened geopolitical tensions and overseas conflicts.At the same time, mortgage rates are still considerably lower than the decade-highs borrowers were being offered just a few years ago. And by shopping around for rates and lenders, thus establishing an accurate baseline to compare against, borrowers can better decide on the value of taking action now or delaying their plans for the foreseeable future. To best determine their next steps, it helps to know where mortgage interest rates stand right now, as of April 15, 2026.See how low your current mortgage rate offers are here.What are today's mortgage interest rates?The average mortgage interest rate on a 30-year mortgage is 6.12% as of A...