UK drivers face 'increased £3,699 cost' as new update given

UK drivers have been given an update as new figures are published. The typical car insurance premium in the first quarter of this year stood at £560, just £1 more than the final three months of 2025, according to the Association of British Insurers (ABI). The £560 average amount paid for motor cover is also £20 less than in the first quarter of 2025, the ABI said. The ABI revealed that of the £2.9 billion insurers paid out in claims in the first quarter of this year, £1.9 billion went towards vehicle repairs, representing a 3% rise compared with the fourth quarter of 2025. The average accidental damage claim climbed to £3,699, up by 8% compared with the previous quarter. The ABI attributed the surge in repair costs to steeper parts prices and growing vehicle complexity. Lengthening repair times, including those connected to supply chain disruption, have further driven up repair costs, with extended repair periods occasionally impacting expenses such as vehicle hire, the association noted. Chris Bose, director of general insurance and international at the ABI, said: "It's encouraging to see motor insurance premiums have remained stable in the first three months of this year, underlining the industry's efforts to tackle costs. "However, the sustained high costs of repairs continue to be a concern. Working with our members and Government, we'll maintain momentum to drive forward the work of the Motor Insurance Taskforce to support motorists."