Single mum-of-three saves £1,000 a month while working 20 hours a week

Single mum-of-three saves £1,000 a month while working 20 hours a weekEmma Smith, 34, from Glasgow claims to save £1,000 a month - money she puts towards swimming lessons, activities and budget holidays with her three boys.CommentsMoneyPhoebe Jobling, Emma Mackenzie Features Writer and SWNSOliviaStringer (Olivia Stringer)08:51, 05 Apr 2026Updated 08:51, 05 Apr 2026View 4 ImagesEmma Smith uses the money she's saved on family holidays(Image: SWNS)A single mum-of-three is managing to save £1,000 each month despite working only 20 hours weekly. Emma Smith, 34, manages to squirrel this away by residing in a two-bedroom flat - and uses the surplus cash to enjoy 10 holidays annually.‌Emma reveals the combined cost of her mortgage and household expenses totals merely £557 - half what she'd need to fork out for a four-bedroom property in her neighbourhood.‌This allows the Glasgow-based mother to spend more precious moments with her youngsters, and enables her to whisk them away on frequent trips to places including Rome, Copenhagen, and Brussels.‌READ MORE: Doctor warns that one type of food is 'worse than smoking' for early deathREAD MORE: Real reason flight attendant welcome you on planes - it's nothing to do with mannersView 4 ImagesThe children's bedroom has a bunk bed and a single bed(Image: SWNS)Emma, employed in finance, explained her three lads - aged three, four, and six - bunk together in one room, while she occupies the other bedroom. When her children mature, she indicated she'll increase her working hours and relocate to a bigger property, but currently she's satisfied with the financial flexibility she possesses, reports the Manchester Evening News."I'm a single parent, so we've just got my income coming in, but because I save so much money by living in a small flat, my kids still have so many opportunities," Emma said.‌"If you count caravan weekends, we went away 10 times last year. I took the bo...