Here's how much interest a $150,000 high-yield savings account can earn now

MoneyWatch: Managing Your Money Here's how much interest a $150,000 high-yield savings account can earn now We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 26, 2026 / 2:14 PM EDT / CBS News Add CBS News on Google Interest earnings on a $150,000 high-yield savings account will stack up fairly quickly. PHIL LEO/PM Images/Getty Images When you have a large, six-figure amount of money saved, the investing options that present themselves are numerous. Stocks, known for big losses but double-digit returns, historically, are worth considering, as are bonds. Real estate is another viable alternative, as are precious metals, albeit in a more measured form, generally capped at 10% of your overall portfolio. That said, in today's unpredictable economic terrain, savers with $150,000 in their accounts may simply and understandably be looking for a secure and profitable account to keep it in. And a traditional savings account, with a minimal average interest rate under 0.40% right now, is obviously not a credible option.High-yield savings accounts, however, may still be. Interest rates on this account type hover around 4% or higher now, depending on the bank. And while these rates are variable, meaning that they're subject to change based on market conditions, that's less of a risk now that the likelihood of a rate cut later this year has plunged. Savers also won't have to forego access to their funds to earn that high rate, like they would with an alternative like a certificate of deposit (CD) accou...